Andrew Locke

For the past 16 years as a State Farm agent, I’ve focused on delivering real value to the people I serve. To me, value means making sure each customer understands their coverage and feels confident they’re properly protected. You can get an insurance quote just about anywhere, but my goal is that everyone who walks through our doors leaves knowing their coverage fits their life—not just on paper, but in the real world.I’m proud to serve Celina, Tennessee, with two offices located in Celina and Gainesboro. From there, I work with individuals, families, and business owners across the Upper Cumberland, including Baxter, Cookeville, Granville, Carthage, Livingston, and many other communities throughout Tennessee and Kentucky. Being local matters to me, and I value the relationships we’ve built across this region.

Some fun facts about me, I have a beautiful wife Rachel, and one awesome little boy. We're local members of Stevens Street Church in Cookeville, and we’re proud to support local school systems and the Chamber of Commerce. When I'm not working, I enjoy my family time, spending time outdoors, and CrossFit.

My office helps customers with Auto Insurance for everyday driving, Homeowners Insurance and Renters Insurance for where life happens, Life Insurance to help protect loved ones, and Small Business Insurance for those building something of their own. We also assist with Health Insurance and financial services at a high level, always focusing on clear conversations and customized options based on real needs. If you’re looking for straightforward guidance and a local team that truly cares, stop by or give us a call—I’d be glad to help with a personalized quote.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Looking for coverage? Talk with Andrew about your options in Celina.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Andrew is proud to serve the Celina community.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Serving Celina and the surrounding area, Andrew can help answer your questions.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Andrew, your local State Farm agent in Celina, TN, is here to help.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Have questions? Andrew in Celina can walk you through your options.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Andrew works with Celina residents to find coverage that fits.